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An interesting feature of these UCBs is that they are under dual governance ie., as a society, they are monitored by the two cooperative Acts in Karnataka and as a Bank, they are governed by Reserve Bank of India, RBI, the central bank of India. Karnataka State Cooperative Urban Banks’ Federation (KSCUBF) is the Apex Body of all Urban Cooperative Banks (popularly known as Urban Banks or UCBs) in Karnataka State. An interesting feature of these UCBs is that they are under dual governance ie., as a society, they are monitored by the two cooperative Acts in Karnataka and as a Bank, they are governed by Reserve Bank of India, RBI, the central bank of India.

# To motivate and encourage the member banks for achieving the target both in resources and advances.
# To mold and strengthen the organizational structure of our member banks to meet the requirement of members,customers & depositors
# To develop & nature leadership of high quality self government in our UCBs.
# To enhance professionalism & improve the quality of government in UCBs by providing training for skill up gradation and make the management of Banks in decision making process strong.
# Emerging as a strong vibrant responsive corporate institute
# Preparing for new generation of professionals for urban Co-operative Banks by providing very high of Banking Services to the members & depositors of the UCBs.
# Effectively participating in the process of Nation Building through Co-operative movement by leading all the Urban Co-operative Banks.

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